Insurance Information : How to Get Car Insurance After a DWI
My name's Seann McWhorter, I'm the agency
principal with Insure Right Insurance Agency, located in Lehi, Utah. We're here to talk
about insurance ins and outs, and specifically how to get car insurance after a DUI or DWI.
What is a DUI or a DWI? If you need to ask–driving while intoxicated, or driving under the influence
of alcohol. Hopefully you had insurance to begin with, otherwise you'd be getting an
extra ticket along with your DUI. However, if you've received a DUI and you need to go
out and shop your insurance, many times if you were with a preferred insurance company
and your insurance company finds out that you have been given a DWI ticket, they will
non-renew your policy. They will cancel your policy. And you will be required to go out
and get it somewhere else. Generally that puts you into a high risk marked tier. And
so you're going to have to contact an insurance agency that has access to companies that provide
coverage for higher risk drivers.
And really the process, once you find that person, the
process is really no different than getting insurance anywhere else. That insurance agent
will gather your personal information, including your driver's license number, and he will
run a motor vehicle report, which will show that DUI on your driving record, and that
information will be disclosed for the insurance company, and a rate will be derived based
on that information..
