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Property damage liability is an important thing to have on your car insurance policy. This type of insurance covers any property damage is caused by your car does during an accident. Most states require you to maintain property liability insurance.Insurance rates vary due to the chances of theft or accident, and in general rural areas and suburbs have lower rates than cities.There is a myth that insurance premiums instantly go down when people turn 25. If you have a good driver record, your premiums will go down as you age, even if you are still under 25.Consider removing some of the coverage items from your auto insurance. For example, if you own an old vehicle which is not very valuable, you do not really need to pay extra for this item. You may find that you save a considerable amount of money by removing collision coverage. Comprehensive and liability coverage are some other aspects of your insurance that you can look into removing or raising deductibles for.You should not be without auto insurance even for a short time, even if it is just for a couple of days.
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