It is not your imagination. No, the cost of car insurance really is going up. Let me show you this wallet hub map. We're in the lighter blue color over here, which means that our auto insurance is a little less expensive than many other parts of the country. Try telling that to your wallet right before you start shopping around. It's helpful know how insurance works. So you'll have a better idea of what you need. The easiest way to shop around is online. Get an idea of what the price point should be.
The rule of thumb. Get at least three quotes. Now that you have a baseline, you can contact a local agent as well talking to a human, certainly can help answer coverage questions. Now, the monthly cost or the yearly cost can sometimes bring you some sticker shock. So a very common question from drivers is, can I just lower my premium if I raise up my deductible before you do that? Here's what you need to think about. There's pros and cons to uh raising your deductible. Um It's a great way to lower your monthly premiums and save you money in the long run if you don't typically have a lot of claims. Uh, but just keep in mind that if you have that higher deductible, you need to be pre prepared to comfortably afford that out of pocket expense that you're still liable for. It really is all a trade off price versus value of what you're getting, how you're covered or how you're not covered. And while the bottom line may seem like the most important thing when you're looking at your bills that you have, here's a quick warning, it's great to save a few dollars, but you don't wanna save those few dollars and then not have the support you need when the time comes when you have to cash in on that.
So uh look beyond just the rates service is very important. So keep that in mind. Two wants to know has the insurance comparison tools for you. Just look in this story on the WFNY News two.com website..