Uninsured and underinsured motorist coverage
helps pay for you and your passenger's medical expenses after an accident someone else causes. Specifically, someone who doesn’t have enough
– or any – insurance. If you, or your passengers, are hurt in the
accident, it can help pay for costly medical bills not covered by an uninsured or underinsured
party. One thing to note, is that in some states,
one or both coverages are required. Accidents can be expensive—you'll want coverage
to protect you if one happens. That’s what uninsured and underinsured motorist
coverage can do for you..