Legal Lens: Having enough coverage on your auto insurance policy
DON'T KNOW EXACTLY WHAT THEIR AUTO INSURANCE POLICY COVERS TONIGHT AND REMAKE AREA WITH TWO'S VICK FAUST. WHY THIS COULD BE A BIG PROBLEM IN THIS WEEK'S LEGAL LENS. SO ANDREW WHAT DO PEOPLE THEY WHEN IT COMES TO THEIR AUTO INSURANCE DOING THIS DAY IN AND DAY OUT I WOULD SAY THE BIGGEST THING I ENCOUNTER IS CLIENTS DO NOT KNOW THE INSURANCE COVERAGE, THEY ACTUALLY HAVE FOR THEIR AUTOMOBILES OR OTHER VEHICLES, INCLUDING EVEN. LAWYERS DO YOU KNOW OFF THE TOP OF YOUR HEAD, BUT THE. THINK I'M ONE OF THOSE PEOPLE OF GUILTY RIGHT NOW I CAN'T TELL YOU OFF THE TOP OF MY HEAD WITH MY COVERAGE IS IN MISSOURI IT'S 25,000 PER PERSON FOR BODILY INJURY.
50,000 PER ACCIDENT. NO MATTER HOW MANY PEOPLE ARE HURT IN A CAR CRASH 50,000 TOTAL 10,000 FOR PROPERTY DAMAGE AND $25,000 IN AN INSURED IN MOST STATES ARE VERY SIMILAR. YOU KNOW GIVE OR TAKE 5 OR 10 GRAND DO YOU FIND THAT PEOPLE INTO AN ACCIDENT THEY'LL NEED THAT COVERAGE AND GO OH WAIT A SECOND. I DIDN'T HAVE WHAT I WANTED WHAT I NEEDED EVERY DAY. HAVEN'T CHANGED IN THOSE STATES FOR SO LONG IF SOMEBODY ELSE IS THE CAUSE OF YOUR ACCIDENT AND THEY HAVE $25,000 WHICH MEANS THE STATE IN A MOM'S $25,000 ISN'T IN THE HOSPITAL ANYMORE WHAT KIND OF ADVICE DO YOU HAVE FOR PEOPLE LAWN CARE POLICY SEE WHAT IT SAYS.
INSURANCE COMPANIES CHANGE THE TERMS OF THE AGREEMENTS ALL THE TIME AND OFTEN TIMES THEY DON'T SEND YOU A WHOLE NEW POLICY WILL UPDATE. SO IT CAN JUST SLIP RIGHT UNDER THE RADAR THE SECOND THING I WOULD SAY IS YOU KNOW THERE ARE OPTIONS YOU COVERAGE THAN THE STATEMENT INJURY MCNARY WITH BREONNA GROUP AND SAYS TO FIND A LIABILITY POLICY WHERE IF YOU HURT SOMEBODY ELSE AND THE INJURIES COST MORE THAN WHAT YOU'RE COVERED FOR IT WILL PROTECT YOUR ASSETS ALSO. ADD PROTECTION IF YOU ARE HIT BY SOMEONE ELSE WITH NOT ENOUGH INSURANCE. IT WILL COVER DAMAGE IS BEYOND WHAT THEY CAN COVER. EACH.
